Your credit history tells a story but mistakes shouldn't define your financial future.
Collections
Repossessions
Charge-offs
Bankruptcies
Foreclosures
Late payments
Medical Bills
Public records
Judgements
Child support
Hard inquiries
Student loans
Collections
Medical Bills
Repossessions
Public records
Charge-offs
Judgements
Bankruptcies
Child support
Foreclosures
Hard inquiries
Late payments
Student loans
Average Score Increase
Industry Experience
Credit Reports Reviewed
Credit Challenges
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Credit monitoring is required to begin disputes and track progress throughout the process.
For those beginning their credit recovery journey.
Total Value:
$500
Special Price:
$249
For two individuals beginning their credit recovery journey.
Total Value:
$1000
Special Price:
$449
Meet Founder
Behind every credit journey is a real person, a real story, and a real goal. Dej built this company with one purpose: helping people take back control of their financial future through education, guidance, and a clear path forward.
After seeing how inaccurate reporting, confusing credit systems, and financial setbacks impacted everyday people, Deja created a solution focused on making credit improvement more transparent, accessible, and results-driven.
Secure your spot to get started. You will automatically receive an email of your onboarding guide after your payment is received.
Must be activated immediately after purchase, the link will be in your onboarding guide!
(We cannot access or work on your credit without it)
Required Documents (Non-Negotiable)
● Valid Government ID
● Social Security Card or SSN
● Proof of Address (dated within last 30 days)
Acceptable forms of proof of address: Utility bill Bank statement or Paystub
Once Smart Credit is active and
onboarding is complete:
● Your 1st round is sent out
● You receive 4 total rounds
● A new round is sent every 30-45 days
● Smart Credit not active
● Onboarding not completed
● Documents not submitted
Schedule a FREE 15-minute consultation to review your credit report and discuss your next steps. This is completely optional!
We've Got Credit Answers!
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done without having to have a phone call, our communication is great! Here is the link for consultation:
https://calendly.com/buildwithdej-support/30min
Every credit profile is different, but many clients start seeing changes within the first 30–45 days. The key is consistency — stay the course and the results will follow!
For the best results while we work on your credit, we recommend paying your credit card balances down to 10% utilization or lower, adding positive credit activity, and maintaining on-time payments. Our process works best when your actions align with our strategy.
We use SmartCredit because it gives you access to all three credit reports - Experian, Equifax, and TransUnion - in one convenient place. While there’s no monthly fee for our credit repair services, SmartCredit does have a small monthly $24.99 subscription to keep your reports updated every 30 days. 👉 Please note: we cannot begin or continue disputes without active monitoring. Consistent access to your reports allows us to ensure accuracy, move faster, and keep you on track toward your credit goals
Once you complete your purchase, be sure to check your email for your onboarding details and login information 💕
After you set up your credit monitoring account and verify your profile, you’ll be asked to upload a few documents:
• Valid photo ID 🪪
• Social Security card
• Utility bill, Bank Statement or Paystub (for proof of address)
Once that’s done, we can officially get started on your file.
Already enrolled with Solutions By Dej?
Access your Secure Client Access account to view updates, upload documents, complete assigned tasks, and track your progress throughout the credit restoration process.
You can access your portal anytime using the button below. For convenient access on the go, the Secure Client Access mobile app is also available for both iPhone and Android devices.
If you're having trouble logging in, please check your welcome email for your login information or contact support for assistance.