Credit challenges don’t have to hold you back. We help you fix your
credit with honest advice and actionable steps so you can achieve your financial goals.
Our Simple 4 Step Process
We make credit repair simple with a clear, guided approach designed to help you understand your credit, address challenges, and move forward with confidence.
Step 1
Purchase Your Plan
Step 2
Activate Smart Credit ($24.99/Month)
Step 3
Complete Onboarding + Submit Documents
Step 4
Dispute Process Begins
WE CAN HELP REMOVE
Collections
Medical Bills
Repossessions
Public records
Charge-offs
Judgements
Bankruptcies
Child-support
Late payments
Hard inquiries
Foreclosures
Student loans
Got Questions?
We've Got Credit Answers!
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done without having to have a phone call, our communication is great! Here is the link for consultation:
https://calendly.com/buildwithdej-support/30min
Every credit profile is different, but many clients start seeing changes within the first 30–45 days. The key is consistency — stay the course and the results will follow!
For the best results while we work on your credit, we recommend paying your credit card balances down to 10% utilization or lower, adding positive credit activity, and maintaining on-time payments. Our process works best when your actions align with our strategy.
We use SmartCredit because it gives you access to all three credit reports - Experian, Equifax, and TransUnion - in one convenient place. While there’s no monthly fee for our credit repair services, SmartCredit does have a small monthly $24.99 subscription to keep your reports updated every 30 days. 👉 Please note: we cannot begin or continue disputes without active monitoring. Consistent access to your reports allows us to ensure accuracy, move faster, and keep you on track toward your credit goals
Once you complete your purchase, be sure to check your email for your onboarding details and login information 💕
After you set up your credit monitoring account and verify your profile, you’ll be asked to upload a few documents:
• Valid photo ID 🪪
• Social Security card
• Utility bill, Bank Statement or Paystub (for proof of address)
Once that’s done, we can officially get started on your file.