Credit repair is not an overnight process. Results vary based on your credit profile, but most clients start seeing changes within 30–90 days.

Each round of disputes typically takes up to 30 days for investigation, and multiple rounds may be needed depending on the accounts being challenged. Consistency is key to getting the best results.

No, we cannot guarantee a specific score increase.

However, we focus on removing inaccurate, outdated, or unverifiable information from your credit report, which can lead to improvement over time. Every credit profile is different, so results will vary.

We don’t just send basic disputes — we take a strategic approach to your credit file.

✔ Personalized dispute strategies

✔ Multi-round process for stronger results

✔ Step-by-step guidance during the process

✔ Education so you understand your credit

Our goal is not just temporary results, but helping you build long-term credit strength.

Getting started is simple:

1. Complete the intake form

2. Once submitted, you will be contacted to go over your credit situation

3. You will then be guided to activate your required credit monitoring through Credit Hero Score

Credit monitoring is required to begin disputes and track progress throughout the process.

Access is provided through Credit Hero Score with a 7-day $1.00 trial, followed by a $24.99 monthly membership. You will receive the direct link from us.

To ensure accurate updates and allow us to properly complete each dispute round, your credit monitoring must remain active during the entire process. If it becomes inactive, all work on your file will be paused until it is reactivated.

Once you successfully complete the program, you will have the option to cancel your credit monitoring at any time.

4. After that you will create a secure client access account to complete onboarding and upload your identification and proof of address